D. S. Mukherjee, S. Basu, and A. Sarkar, “Demographic Transition and Household Finance: Optimal Consumption Growth and Asset Accumulation Under Household Fission in India”, SIJSS, vol. 24, no. 3, pp. 21–28, Jun. 2026, doi: 10.62656/SIJSS.v24i3.2483.